First Choice Private Capital
Direct Private Capital for Investors, Builders, & Developers
Private lending for real estate investors, builders, and developers.
First Choice Private Capital provides financing solutions for non-owner occupied investment properties, including DSCR rental loans, fix and flip projects, rehab financing, and construction scenarios.
DSCR Rental Loans
Long-term rental financing for purchases, refinances, cash-out scenarios, and portfolio rental properties.
Fix & Flip Financing
Short-term capital for acquisition and renovation projects with loan structures based on the borrower, property, budget, and exit strategy.
Construction Financing
Financing for builders and developers working on ground-up construction, additions, expansions, ADUs, and larger project scopes.
Capital for real estate investors, builders, and developers.
From smaller private lending scenarios around $500K to larger construction projects over $15M, First Choice Private Capital helps structure financing around the project, borrower, and exit strategy.
Long Branch, NJ Ground-Up Construction
14-unit luxury townhouse development financing.
Garfield, NJ 8-Unit Gut Rehab
Private capital for a multi-unit renovation project.
Fairfield, NJ Tear Down Rebuild
Financing for a teardown and rebuild investment scenario.
Port Jefferson, NY Luxury Gut Rehab
Luxury renovation financing for a higher-end rehab project.
Garfield, NJ 2-Family Fix & Hold
Investor financing for a two-family hold strategy.
Peekskill, NY 2-Family DSCR
Rental-focused DSCR financing for a two-family property.
A straightforward path from scenario to structure.
Submit Scenario
Share the property type, loan purpose, purchase price, budget, value, credit profile, and experience.
Review Terms
The deal is reviewed around leverage, property eligibility, borrower strength, and exit strategy.
Provide Documents
Required documents may include contracts, entity docs, scopes of work, leases, plans, permits, or payoff letters.
Move to Closing
Once reviewed and approved, the transaction moves toward closing and funding.
See where your scenario may fit.
Select a financing need below to view a quick overview.
Rental Financing
Designed for non-owner occupied rental properties, including purchases, refinances, cash-out scenarios, and portfolio rental loans.
